Paya – Your Online Shopping Persona

Answer summary

Paya is your online shopping persona for expiring deals, releases and limited-stock offers. Set a budget and time window, review the simulated checkout, then approve before purchase.

Catch the right deal. Keep the final say.

Flash deals, ticket releases and limited stock move fast. Paya checks supported online shops and marketplaces, prepares the checkout and brings you the exact plan before the window closes.

Put your purchases on the clock.

Does Paya ever buy without my approval? No. It simulates, you approve, then it buys. Every payment needs the card holder’s approval.

Can it spend more than my budget? Paya refuses plans above your budget and checks the exact amount at checkout. A changed total requires a new simulation and approval.

What if the price changes after I approve? It pauses, re-simulates and asks again. An earlier approval cannot authorise a changed purchase.

What if the deadline passes with no good option? It buys nothing and tells you why.

Who holds the card and my data? You attach your card through AgentCard Vault. Card details stay encrypted in the Vault and are used on the card holder’s device. Paya keeps the purchase plan, approvals and merchant confirmation.

What can it not buy? A purchase must fit your restrictions and a supported checkout. Paya stops when it cannot verify the seller, amount, delivery, terms or payment outcome.